Have Your Wages Been Garnished at Your Place of Employment, San Clemente, CA?
San Clemente, CA is a beautiful place, but making enough money to cover your bills is difficult. What happens when you owe money to the IRS or California Franchise Board and they decide to garnish your wages?
Wage garnishment is a tool, typically used by the IRS to legally recovered tax money owed, other entities can use it as well if plausible. The IRS utilizes a court order requiring your employer to withhold a precise portion of your paycheck and send it directly to the IRS, creditor, or person to whom you owe money until your debt is resolved.
Examples of potential sources are child support, consumer debts, and student loans. However, the IRS uses the tool to recover tax money owed and your earnings will be garnished until the debt is paid off or otherwise resolved.
For our purposes, we will focus on wage garnishment by the IRS for unpaid taxes.
When you have an outstanding tax bill, the IRS has several options or tools they can utilize. One of these is wage garnishment.
If you have a wage garnishment issue, in San Clemente, call the Tax Relief Systems team at (424)264-5854
You Have Rights When Your Wages are Garnished – San Clemente
Yes, you do have legal rights. Your rights include having your side heard, caps on how much can be taken, and the steps needed to reduce the negative effects. We want you to bounce back quickly.
Surprisingly, wage garnishment happens more often than you think. On average, 7.2% of all employees have their wages garnished at any given time.
The IRS and the court will send notices to you and your bank or employer, with notification of the start date of the garnishment.
How much can legally be taken out during a wage garnishment?
In San Clemente and other areas, there are federal limits surrounding the amount that can be taken. The amount is determined by the amount of disposable income. Disposable income to you is different than the IRS. Their numbers are based on the net amount after taxes and social security. Typically, up to 15%. The Internal Revenue Service determines the amount be taken based on standard deductions and your number of dependents.
What Can You Do About Wage Garnishment?
As mentioned, you have rights, in San Clemente, in the wage garnishment process. However, the responsibility falls on you to be cognizant of your rights.
- You must be legally notified of the garnishment.
- If information is inaccurate or you believe you do not owe the debt, you can file a dispute.
- Social Security and Veteran Benefits are exempt from wage garnishment, but they are not protected from seizure once in your bank account.
- A wage garnishment is not grounds for termination. However, multiple garnishments are not protected.
- You can challenge the wage garnishment if it was made in error or it causes you undue financial harm.
These are your rights and when you receive a notification, call the Tax Relief Systems San Clemente office for help immediately. Time is not on your side. (424)264-5854
The Tax Relief Systems San Clemente team is here to assist in all tax-related issues including wage garnishment. We understand everyone goes through a tough time and you need someone on your side.
Call Today (424)264-5854