Wage Garnishment Tucson – Wage Garnishment by the IRS
Have Your Wages Been Garnished at Your Place of Employment, Tucson, AZ?
Tucson, AZ, nestled between the Rocky Mountains and the Great Salt Lake, is an amazingly spectacular place to live. However, sometimes tax issues can hang over your head and make life less enjoyable. What happens when you owe money to the IRS or Arizona State Tax Commission and they decide to garnish your wages?
Wage garnishment is an effective tool, usually used by the IRS to legally recover tax money owed, other entities can use it as well, if plausible. The IRS issues, through a court, an order requiring your employer to withhold a specific portion of your paycheck and have it sent directly to the IRS, creditor, or person to whom you owe money until your debt is resolved.
Some examples of potential sources, that use wage garnishment, are child support, consumer debts, and student loans. However, the IRS uses the tool to recover tax money owed and your earnings will be garnished until the debt is paid off or otherwise resolved.
For our purposes, we will focus on wage garnishment by the IRS for unpaid taxes.
When you have an outstanding tax bill, the IRS has several options or tools they can employ. One of these tools is wage garnishment.
If you have a wage garnishment issue, in Tucson, call the Tax Relief Systems team at (424)264-5854
Did You Know You Have Rights When Your Wages are Garnished? – Tucson
Yes, you do have legal rights. Your rights include having your side heard, caps on how much can be taken, and the steps needed to reduce the negative effects. We want you to bounce back quickly.
Surprisingly, wage garnishment happens more often than you think. On average, 7.2% of all employees have their wages garnished at any given time.
The IRS and the court will send notices to you and your bank or employer, with notification of the start date of the garnishment.
How much can legally be taken out during a wage garnishment?
In Tucson and other areas, there are federal limits specifically controlling the amount that can be taken. The amount is determined by the amount of disposable income. Disposable income to you is different than the IRS. Their numbers are based on the net amount after taxes and social security. Typically, up to 15%. The Internal Revenue Service determines the amount be taken based on standard deductions and your number of dependents.
What Can You Do About Wage Garnishment?
As mentioned, you have rights, in Tucson, in the wage garnishment process. However, the responsibility falls on you to be cognizant of your rights.
- You must be legally notified of the garnishment.
- If information is inaccurate or you believe you do not owe the debt, you can file a dispute.
- Social Security and Veteran Benefits are exempt from wage garnishment, but they are not protected from seizure once in your bank account.
- A wage garnishment is not grounds for termination. However, multiple garnishments are not protected.
- You can challenge the wage garnishment if it was made in error or it causes you undue financial harm.
These are your rights and when you receive a notification, call the Tax Relief Systems Tucson office for help immediately. Time is not on your side. (424)264-5854
The Tax Relief Systems Tucson team is here to assist in all tax-related issues including wage garnishment. We understand everyone goes through a tough time and you need someone on your side.
Contact the Tax Relief Systems team at (424)264-5854 or complete our secure online form.
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